New
Immigrants: Medical Insurance Alert!
In association
with ProfMed
THE medical insurance specialists in Canada
Important Information
Please note that as a new
immigrant to Canada:
- You are NOT
eligible for healthcare benefits, until approximately
90 days AFTER your arrival;
- During this time you will
be PERSONALLY responsible for any medical costs incurred in treating
you or any family;
- Medical costs are exorbitant
and can amount to thousands of dollars
- A ‘travel insurance’
policy issued in your home country will not be valid if your intention
was to ‘emigrate’
After
all these years of planning and waiting, don’t let poor planning
ruin your family’s dreams....
Get
Your Free Travel Insurance Quote Now
For a few dollars a day you
can protect yourself, your family and your assets. Buy your own
stand alone medical insurance to cover all sickness, medical emergencies
and hospitalization.
ProfMed has been assisting
new immigrants to Canada for over 10 years. Our team of dedicated
professional will:
- Only recommend the best
insurance policies available with the most reputable, reliable
and dependable insurers in Canada;
- Shop the market to make
sure you’re getting the best coverage at the most affordable
rates possible;
- Help you design and select
the most appropriate coverage;
- Ensure that all claims
are dealt with speedily and efficiently;
- Assist you in any the claims
adjudication process
Based on our years of experience
we normally recommend the following:
- Minimum coverage of $ 50,000
per person;
- Coverage with a deductible
of $ 50 per person (once only)
- Basic coverage for medical
emergencies which excludes routine treatments
To give you and idea of the
cost of coverage, here are some basic guidelines:
| Ages: |
Cost
Per Day |
0-40 |
$2.30 |
41-60 |
$2.70 |
61-70 |
$4.90 |
71-85 |
$6.30 |
| Family: (3
or more persons) |
$6.75
|
In order to get an idea of cost just multiply these amounts by the
amount of days you need coverage for. New immigrants
can assume that this period is 90 days.
Get
Your Free Travel Insurance Quote Now
When do I apply?
Your application should be
finalized, and coverage paid in full, within 10 days prior to your
arrival in Canada.
When does coverage
start?
Immediately you board the plane
for Canada.
How
do I apply?
Complete the free
online quote application form here...
How
do I pay?
All payments should be debited
to your credit card, in order to be valid. You can either provide
your credit card details on the secure form attached alternatively
fax them through to Intl + (604) 677-6166
What’s covered?
All medical emergencies, hospitalization
and sickness. Please note that any pre-existing medical conditions
will likely be excluded from coverage (see the "Exclusions
clause" on page 3 of the downloadable
PDF Travel Insurance policy document) You will need 
in order to read the policy wording document. Click on the Adobe®
image to the right to download the Adobe® PDF reader software
(Yes, it is a free download).
Are
you pregnant ?
Please note that pregnancy
and any complications arising there from are NOT COVERED.
It is not recommended that pregnant women travel to Canada as they
will have no medical coverage for the first 3 months after arrival.
Policy wording:
Please download the attached
PDF Travel Insurance Policy
document to see the entire policy wording. Please note the policy
exclusions
Here’s
what our clients say:
| My
husband and I were emigrating to Canada and needed to get
the obligatory 3 month Medical Cover before the Provincial
Medical Cover came into effect. Our case was slightly different
in that we were going to Canada via Norway and needed extra
travel insurance cover - we can only say that Harris was more
than helpful - advising us every step of the way for which
we were most grateful - it is daunting enough emigrating,
without having to worry about the Medical Travel Insurance
- Harris certainly made our "transition" easier.
Our Claims were dealt with timeously and without a problem.
I used Harris on another occasion for Medical Travel Insurance,
when I visited my daughter in Norway - again he advised and
helped every step of the way - wonderful to have someone like
that who one could turn to.
Thank
you
Peter
and Barbara Platt.
Toronto |
Get
Your Free Travel Insurance Quote Now
|
I
just had to write to thank you, Harris for all that you've
done to help a family in need. My parents had just arrived
in Canada and obviously understimated the stress that the
whole experience placed on them. My poor Dad, suffered an
unexpected heart attack at the age of 53. He was in a strange
country, with exorbitant health care costs. There was a lot
of chaos and uncertainty initially - but when we advised the
hospital that he had medical travel insurance coverage arranged
through Medi-sure, it was plain sailing from there. Harris,
your assistance in monitoring the claim and ensuring that
the insurers were always on side, gave us added peace of mind
at a time of huge stress and emotional upheaval. With all
the comotion, I was barely aware of what was going on at the
time.
I
can only say saving us the grief of having to worry about
how we were going to pay for this excellent, but very expensive
treatment that my Dad underwent.
Fortunately
we had taken extensive travel insurance cover with your company
for just such an eventuality and little did we know how handy
it would be.
I
don't mind mentioning that the final medical bill was in the
range of $ 20,000, all of which was covered under the travel
insurance plan that you had recommended. Besides the initial
premium,ALL WE PAID was a tiny deductible of $ 50.
Our
heartfelt gratitude goes to you and Soft Landings Newcomers
Assistance.
Sharron
L
Vancouver |
Get
Your Free Travel Insurance Quote Now
Wishing you luck
Harris
Harris Abro
President : ProfMed
A division of Professional Planning solutions Inc.
www.Profplan.ca
|
